Downloadable software applications (apps); card readers containing radio frequency identification devices for transmitting, displaying and storing payment information for use in connection with payment services

Financial services; banking services; bill payment services; card services; pre-paid card services; electronic credit and debit transactions; electronic funds transfer; mobile banking and payments capability; payment processing services; transaction authentication and verification services; direct credit capability; facilitating person to person payment services through electronic means via a global computer network; provision of debit and credit services by means of radio frequency identification devices; secure electronic cash transactions over computer networks to facilitate electronic commerce; debit and stored value card services; reloadable payment card services