Downloadable computer software for facilitating payment transactions by electronic means; Downloadable intelligent gateways for financial data pre-processing; Magnetically encoded credit cards; Magnetically encoded debit cards;; Downloadable virtual goods, namely, credit and debit cards for making payments; Downloadable software for use in enterprise resource planning (ERP); Downloadable software for use in customer relationship management (CRM);; Downloadable mobile applications for the management and processing of financial transactions and payments; internet of things [iot] gateways; Downloadable computer application software for use in implementing the internet of things [iot].

Banking services; financial management; money transfer; electronic funds transfer; financial transaction services, namely, providing secure commercial transactions and payment options; electronic payment services; payment verification services; payment processing services, namely, credit card and debit card transaction processing services;; on-line real-time payment processing services, namely, credit card and debit card transaction processing service; providing electronic processing of credit card transactions and electronic payments via a global computer network; processing of electronic wallet payments; bill payment services; bill payment services provided via a platform; blockchain-based payment verification services;; issuing of credit cards; Issuing of debit cards; Issuing of pre-paid gift cards; Issuing and redemption of pre-paid vouchers exchangeable for goods or services; financial services, namely, providing on-line stored value accounts in an electronic environment;; virtual currency transfer and exchange services; financial services, namely, electronic transfer of crypto assets; electronic transfer of virtual currencies.