Downloadable software used for enabling users to engage in social commerce relating to a credit, debit and payment card program, namely, allowing users of credit, debit and payment card program to communicate with a social network of other users, recruit additional users, track prospective new users, and obtain and maximize revenue based on the number of users referred to the community; downloadable software used for tracking and viewing customer rewards and incentive programs; downloadable software for accessing digital content in the fields of travel, hotels, and restaurants via electronic and optical communications networks; downloadable software used for providing travel information and maps and for booking and checking travel reservations; downloadable software used for searching hotel rates and booking hotels; downloadable software used for providing access to electronic data in the field of customer loyalty programs that provides cash-back rewards; downloadable software for identifying, sorting and filtering consumer promotions and discounts based on a user's personal information.

Customer loyalty services for commercial, promotional and advertising purposes; promoting the use of charge and credit card accounts of others through the administration of incentive programs; promoting the use of social networking and interaction through the administration of incentive and reward programs; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards via wireless networks, mobile telecommunications devices or global computer networks; conducting customer loyalty, reward, affinity and incentive programs for commercial promotion and for advertising purposes; promotional services, namely, administration of a customer loyalty program which provides cash-back rewards to consumers who purchase products and services of others; promotional services, namely, arranging and conducting merchant-funded rewards programs to support cash back rewards.

Application software; Communications processing computer software; Computer programmes (programs) and recorded software distributed online; Computer programs (downloadable software); Computer software; Computer software (programs); Computer software adapted for use in the operation of computers; Computer software downloaded from the internet; Computer software for accounting systems; Computer software for authorising access to data bases; Computer software for business purposes; Computer software for communicating purposes between microcomputers; Computer software for communication between computer processes; Computer software for time control; Computer software programs; Data communications software; Data processing software; Magnetic cards being computer software; Personal computer application software; Mobile data apparatus; Mobile data communications apparatus; Mobile data instruments; Mobile phone cases; Mobile phone covers; Mobile phone sets; Mobile phone straps; Mobile phones; Mobile telecommunications apparatus; Remote access online electronic information apparatus; Apparatus for payment with magnetically encoded cards; Apparatus for payment with magnetically memory cards; Apparatus for receiving cash payments; Automatic distributors for pre-payment apparatus; Automatic payment machines; Devices incorporating microprocessors for use in fare payments on public transport; Machine readable devices for cashless payment systems; Magnetic payment cards; Mechanisms for pre-payment apparatus; Payment cards being magnetically encoded; Tariff devices for recording payment; Terminals for electronically processing credit card payments; Terminals for the electronic payment of charges with credit cards; Cards bearing coded data in magnetic form; Cards bearing coded data in punched-out form; Cards bearing data for use in computers; Cards bearing data for use in data processing apparatus; Cards bearing data for use in data storage apparatus; Cards bearing electronically recorded data; Cards bearing magnetic or encoded data for input; Cards for use as data carriers (encoded or magnetic); Computer apparatus for processing data; Computer apparatus for the storage of data; Computer apparatus for transmitting data; Computer data storage apparatus; Computer databases; Electronic memories for the control of computer data; Electronic memories for the input of computer data; Electronic memories for the output of computer data; Electronic memories for the storage of computer data; Wire free data transmission apparatus

Business appraisals; business consultancy; business management and organization consultancy; business management consultancy; advisory services for business management; office machines and equipment rental; procurement services for others (purchasing goods and services for other businesses); rental of photocopying machines and vending machines; tax preparation

Financial affairs and financial services including investments, mortgages, mortgages for residential propertie, taxation, insurance, banking, credit, financial matters, planning, futures, arranging insurance, brokerage, home contents insurance, life insurance, export finance, leasing, provision of finance, provision of trade finance, brokerage of real estate, corporate financing, corporate lending, debt collection, debt factoring, debt restructuring, discount factoring, equity financing, factoring of financial undertakings, financial analysis, financial appraisals, financial business appraisals, loans, income tax, internet banking, issue of letters of credit, issue of promissory notes, rent collection, rental of property, share managemen, trading in equities, trading in futures, trading in options, trading in securities, trading in stocks, trading of shares; venture capital financing; venture capital fund management; hire-purchase financing; finance database services; factoring services for invoices; wealth management and superannuation; finance broking; mortgage broking; financial planning; rental finance; vendor finance; information, advising and consulting services in relation to the all the aforementioned services

Pocket wallets; wallets (pocket -); bags (garment -) for travel; beach bags; garment bags for travel; school bags; shopping bags; travelling bags; handbags; purses; purses, not of precious metal

Adult training; Advisory services relating to training; Arranging and conducting of workshops (training); Business training consultancy services; Business training services; Career advisory services (education or training advice); Career counselling (education or training advice); Career counselling (training and education advice); Career information and advisory services (educational and training advice); Coaching (training); Commercial training services; Conducting training seminars; Conducting workshops (training); Consultancy services relating to training; Industrial training; Know-how transfer [training]; Life coaching services (training or education services); Lifestyle counselling and consultancy (health and fitness training); Meditation training; Mentoring (education and training); Mentoring (training); Organisation of training courses; Personal development training; Postgraduate training courses; Practical training (demonstration); Providing courses of training; Providing information, including online, about education, training, entertainment, sporting and cultural activities; Provision of information relating to training; Provision of training; Provision of training courses; Setting of training standards; Technical training; Training; Training consultancy; Vocational guidance (education or training advice); Vocational re-training; Vocational training services; Arranging and conducting of seminars; Arranging of seminars; Conducting of instructional seminars; Conducting seminars; Educational seminars; Organisation of seminars; Arranging and conducting of conferences; Arranging of conferences; Conducting of business conferences; Conducting of educational conferences

Clothing, footwear and headgear; uniforms.

Custom manufacture of clothing, footwear and headgear, including safety clothing, safety footwear and safety headgear; custom manufacture of workplace uniforms including footwear and headgear.

Application software; Computer software; Computer software (programs); Computer software downloaded from the Internet; Computer software programs

Information services relating to finance, investment and insurance provided on-line from a computer database or the Internet; investment services; information and consultancy services relating to personal finance and investment; personal financial services

Clothing; footwear; headgear

Advertising; Advertising agencies; Advertising agency services; Advertising services provided over the internet; Advertising services provided via a data base; Advisory services relating to advertising; Business advice relating to advertising; Business consultation relating to advertising; Collection of information relating to advertising; Consultancy relating to advertising; Direct market advertising; Distribution of advertising material; Electronic advertising services; Information services relating to advertising; Market research for advertising; Online advertising on a computer network; Pay per click advertising; Personnel recruitment advertising; Promotion (advertising) of business; Promotional advertising services; Provision of advertising information; Provision of information relating to advertising; Recruitment advertising; Updating of advertising material; Business referrals services