Computer application software for mobile phones, tablet computers and desktop computers for automated and customized financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and spending reporting; downloadable computer software for automated and customized financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, spending reporting and tools for the governance of personal financial accounts

Automated and customized daily monitoring of transactions and account balances, and spending reporting