Services relating to financial, monetary, insurance and real estate affairs; the aforesaid including: financial planning, wealth planning, investment planning and retirement planning; insurance services including insurance brokerage and reinsurance services; financing and refinancing services; lending for investment, commercial purposes and real estate and development purposes; financial management, financial analysis, financial research and financial evaluation services; mortgage services including mortgage brokerage services, mortgage with saving services; banking services; credit bureau services; exchanging money; funds transfer services; credit card and debit card services; security brokerage; shares trading; real estate agency services including rental, leasing and licensing services in respect of real estate; appraisals, evaluations and estimates relating to property; real estate administration; real estate selection and/or acquisition for others; real estate investment services; property inspection services and other real estate management services; and providing information, consultancy and advisory services in relation to real estate, monetary affairs, credit, loans, finance and insurance, the aforesaid including but not limited to such services provided via a global communications network and by electronic means