Financial affairs; monetary affairs; banking services including home, internet and remote banking; financial sponsorship; insurance and finance services including such services provided over the internet or any other electronic network; discount services including discount card services; issue and redemption of tokens, vouchers and points; issuance of tokens of value as a reward for customer loyalty; providing cash and other rebates as part of a customer loyalty program; credit card services; charge card services; pre-paid purchase card services, including processing electronic payments made through prepaid cards; insurance, financing and guarantee services relating to telecommunications and communications apparatus and instruments; provision of electronic and online financial services, including electronic fund transfer services and secure on-line monetary transaction facilities; providing an internet website portal in the field of financial transaction and payment processing; processing financial transactions via a global computer network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of investment and fund management information; administration of funds and investments; stock, shares and bond information and brokerage services; provision of information and advisory services relating to monetary affairs and the aforementioned services, including the provision of information from a computer database, the internet or other electronic network; provision of information and advice for the prospective purchasers of commodities and goods, all related to payment terms and insurance; real estate affairs

Telecommunication services; mobile, fixed, satellite, cellular, mobile and radio telecommunication services; telecommunications services, including, mobile telephone services, voicemail, facsimile transmission and data transmission; wireless communication services, including, wireless mobile telephone calling, electronic messaging and data transmission service plans; messaging services, including, sending, receiving and forwarding messages in the form of text, audio, graphic images or video or a combination of these formats; online messaging services; unified messaging services; computer aided transmission of messages and images; video conferencing services; video telephone services, teleconferencing services, voice over internet protocol (VOIP) services; paging services; telephone telecommunications services provided via prepaid telephone calling card; providing prepaid minutes for use on mobile phones; providing telephone communication and internet telephony services; telephone and mobile telephone message collection and transmission, radio-paging, call diversion, answerphone and electronic mail services for others; transmission, delivery and reception of sound, data and images; personal numbering services; hire, leasing and rental of telecommunications, telephonic and communications apparatus and instruments; loan of replacement telecommunications and communications apparatus and instruments; provision of internet access services; telecommunications services for location and tracking of persons and objects; tracking of mobile telephone via satellite signals; provision of information relating to or identifying telecommunications and communications apparatus and instruments; provision of wireless application protocol services, including those utilizing a secure communications channel; provision of information relating to or identifying telecommunications and communications apparatus and instruments; broadcast or transmission of radio or television programmes; providing telecommunications connections to computer databases, the internet or other electronic networks; provision of wireless electronic transmission of credit and debit card transaction data and wireless electronic savings and payment data via a global computer network; providing access to digital audio, video and data websites from a database, the internet, or other electronic network; streaming of audio and video material on the internet; telecommunication and communication database services, including enabling the consumer to download digital content from a network and server to an individual database; providing access to telecommunications infrastructures for other operators; providing and leasing access time to computer databases, computer bulletin boards, computer networks and interactive computer communications networks; advisory, information and consultancy services relating to all the aforementioned