Financial and monetary services; electronic fund transfer services; electronic financial transactions and electronic value transfer services; provision of all the aforesaid services via the Internet, telephone and facsimile, but not via a physical encoded card

Financial and monetary services including electronic processing of financial and monetary services and transactions, electronic transmission of bill payment data and electronic fund transfer services; electronic credit transactions and electronic value transfer services

A standardized electronic data format for the exchange of personal information, such as name, title, street address, telephone number, facsimile number, E-mail address, graphic image, company or other logo, photograph and sound clip

Piece of card folded into a V shape