Electronic data processing and computing apparatus, computer equipment, automatic teller machines; money collecting and dispensing machines, money counting machines, data collection apparatus, computer instruments, personal computers, portable computers, personal digital assistants, handheld computers, computer notebooks, telecommunications equipment, wireless communication devices, mobile telephones, pagers, personal communication devices, handheld computers for accessing and transmitting data including wireless e-mail and wireless access to a computer network, computer systems, computer programs, computer operating systems, computer peripheral devices, computer programs, encoded and/or magnetic cards, smart cards, credit cards, debit cards, card readers and interfaces for computer used in the provision of banking, financial and insurance services

Financial and insurance services; banking services; Internet financial transactions; electronic funds transfer; bill payment services; provision of account balances and collection of funds