Services for ensuring the security of financial services including credit card transactions, debit card transactions, funds transfer, automated billing, prepaid mobile phone top-ups and on-line banking provided either on-line, on the telephone or other electronic means; services for voice verification, PIN (personal identification number) verification and assessment of risk in the provision of financial services via the Internet, telephone or other electronic means; issuing, authentication and verification of cheques; electronic funds transfer; issuing and authentication of travellers' cheques; verification of Euro-cheques; banking; brokerage; financial clearing; financial consultancy; insurance consultancy; credit card services; debit card services; credit bureaux; financial, insurance, banking and real estate evaluation; fiscal assessments; financial information; financial management; mutual funds; financial sponsorship; appraisal, authentication and verification of customers in relation to the foregoing

Almanacs; booklets; calculating tables; calendars; stationery covers; graphic representations; graphic reproductions; greeting cards; handbooks; manuals; index cards; newsletters; newspapers; notebooks; journals; reports; supplements; printed publications; prospectuses; directories; freesheets; information directories; business directories; catalogues; mail order catalogues; brochures; pamphlets; advertisements and advertisement hoardings of paper, card and cardboard; signs, posters, brochures and leaflets; coasters; paper and cardboard articles; printed matter; printed forms; magazines; journals; guides; maps; textbooks; texts; books, sections of printed and/or periodical publications; reference books and annuals; programmes; stationery; headed notepaper; paper slips (stationery); block note pads; bound note pads; bound notebooks; delivery notes; desk note pads; holders for notes; note folders; notelets; note pads; notepaper; sales note pads; self-adhering plastic note sheets; removable self-stick notes; telephone message pads; calendars; diaries; address books; date books; book marks; paperweights; writing pads; envelopes; pens; pencils; notice boards made of paper or cardboard; year and holiday planners; wall charts; albums; advertisement boards and signboards of paper or cardboard; scrapbooks; postcards; posters; photographs; stickers; wrapping and packaging materials; folders; loose-leaf binders; instructional and teaching materials; announcement cards; indexes; labels (not of textile); plans; diagrams; printed publications in relation to speech recognition, voice recognition, pattern recognition, speech analysis, artificial intelligence, computer programs, computer systems and computer hardware all included in class 16; envelopes; packing paper; plastic film for wrapping; wrapping paper; bags incorporating bubble plastics for packaging; air bubble plastics for packaging and wrapping; bags made of paper and plastics for packaging; bags of bubble plastics for packaging; mailing bags; padded bags of card; padded bags of paper; computer software and hardware operating manuals; computer software and hardware user manuals; user manuals in the form of printed matter

Services for recording and transmission of speech for purposes of voice verification via the Internet, telephone or other electronic means; telecommunications services; voice communication services; communication services for the electronic transmission of voices; voice transmission services

Computer software and hardware; recorded computer operating programs; software for the recording and transmission of speech via the Internet, telephone or other electronic means; software for matching voiceprints for the purpose of voice verification to ensure security of financial and other transactions provided on the Internet, telephone or other electronic means; software for the verification of the identity of an individual executing financial and other transactions using a combination of voice, biometric and other identifiers such as a PIN (personal identification number) to ensure security of financial and other transactions provided via the Internet, telephone or other electronic means; magnetic data media; optical data media; magnetic encoded cards; sound recording carriers; multimedia discs; data processing apparatus; computer screen savers; recorded cassettes, films, tapes, videos and discs; training manuals in the form of a computer program; advertisements in electronic form; publications in electronic form; publications in electronic form in relation to speech recognition, voice authentication, pattern recognition, speech analysis, artificial intelligence, computer programs, computer systems and computer hardware; voice recognition software; voice activated software; voice processing software; speech compression software; software for recording sound; CD-ROMs; DVDs (digital versatile disks/discs); electric, electronic and electro-acoustic apparatus, instruments and devices for the reproduction, identification, processing, transmission, recording, recognition, authentication and reception of sound signals, speech and voices; directories and publications in electronic form supplied on-line from a database or from facilities provided on the Internet or other networks (including websites); computer software for database management; computer software providing speech-enabled network communications; computer software for data encryption; voice recognisers; voice operated coders; voice processing systems; voice synthesisers

Services for the installation, maintenance and client support of computer software products; computer services; advisory services in relation to voice and speech authentication and recognition software; development of computer software for the purpose of authentication and verification of individuals; computer rental; computer systems analysis; computer software use, design, writing, development, engineering, licensing, updating, upgrading, research, maintenance and repair; installation of computer software; computer software consultancy and technical support services; computer software research; diagnosis of faults in computer software; development of computer software application solutions including voice recognition and speech recognition application solutions; designing and implementing computer software applications for others

Services for the compilation and storage of voiceprints and other information in computer databases; business management and facilitating the operations of the business of others including facilitating the procurement and buying of goods and the authentication of individuals conducting financial transactions; facilitating the authentication of mobile phone subscribers for the purpose of topping up mobile phones; consultancy in relation to the foregoing; on-line ordering service including computer software and hardware