Magnetic encoded cards and cards containing an integrated circuit chip; credit cards, debit cards and smart cards; computer hardware and computer software for reading such cards or for enabling such cards to interact with terminals and/or readers; card-reading terminals and readers; computer software for storing and/or transmitting financial information; electronic identification or verification apparatus

Printed matter; cheque books; books, booklets, newsletters, magazines; forms; cards in this class including cards used for facilitating financial transactions; travelers cheques

Financial transactions using primarily the Internet; provide a money collection facility and merchant payment facility using "tech"nology to provide a "nocash" Internet trading environment