Bank cards including credit cards, debit cards, charge cards and stored value cards incorporating chips, electronic devices, microprocessors, optical devices and other radio-frequency identification (RFID) or near field communication (NFC) enabled devices; Encoded, magnetic or machine readable credit cards, debit cards, charge cards, and stored value cards; Downloadable software applications (apps), including apps for electronically processing transactions via credit cards, debit cards, charge cards, stored value cards, encoded cards and smart phones; parts and fittings for the aforementioned goods; Computer hardware, firmware and software for electronic processing transactions with credit cards, debit cards, charge cards, stored value cards, encoded cards and smart phones

Financial transaction services including funds collection, electronic processing of financial transactions and transactions with credit cards, debit cards, charge cards, stored value cards, encoded cards and smart phones; electronic funds transaction services; banking and credit services in relation to electronic processing of financial transactions and electronic funds transaction services; electronic funds and currency transfer services; providing credit card, debit card, charge card, stored value card and encoded card services; banking, funds transfer, credit, debit, charge, cash disbursement, and stored value deposit access services; bill settlement services; debit card, stored value card and encoded card services; processing of financial transactions on-line via a computer database or via a global information network or via telecommunications or mobile devices or at the point of sale; processing services for financial transactions by card holders via automatic teller machines; deposit services, including processing deposits provided via credit cards, debit cards, charge cards, stored value cards, encoded cards and smart phones; preparation and analysis of financial reports; financial services, namely provision of rules and processes for the processing of financial transactions and exchange of financial transaction messages; information and advisory services regarding the aforementioned services; services involving the issuing of tokens of value in relation to customer loyalty programs/schemes; budget account services (in relation to expense management services)