Insurance; financial affairs; monetary affairs; banking; life insurance; living insurance; income protection insurance; income replacement insurance; home, contents, vehicle, travel, mortgage insurance; insurance advisory services; provision of home loans; financial consultancy; financial advisory services; financial investment fund services; financial investment management services; fund investments; advisory services relating to financial investment; advisory services relating to superannuation and investment for retirement; administration of investments; financial management; personal finance services; personal financial planning including retirement planning; pension and retirement and superannuation plans and funds; banking services, including such services provided via a website; personal banking services; bank account services; deposit services; electronic banking including Internet banking; electronic funds transfer; direct debit services; credit card and debit card services; insurance, banking and financial research; provision of information, including online, in relation to the aforesaid services, including such information provided via an online information database, and via an online tool for use in relation to superannuation contributions and collections and online financial calculators