Providing on-line non-downloadable e-commerce software, providing on-line non-downloadable software for use in invoice processing, payment, tracking, electronic business transactions, expense allocation and reconciling invoices with orders, foreign exchange transactions; providing on-line non-downloadable software for use in performing regulatory and internal compliance checks; technical consulting and support services for all of the foregoing services; On-line computer web site providing management of data, financial transaction data, account management, financial reporting, accounting features and related reference information