Downloadable software for use in collecting, tracking, monitoring and reporting fitness and health information for insurance purposes; downloadable software for users to track insurance payments and savings; downloadable software for use by insurance providers in running wellness programs for insured individuals; downloadable software for use by insurance providers to track health and fitness information of insured individuals; downloadable software for use by insurance providers to offer to sell financial services products to individuals; downloadable software for use by insurance providers and insured individuals for reporting, searching, discussing, analyzing and sharing health and wellness information, as well as insurance information, with each other

Insurance services, namely, underwriting, issuing, brokerage and administration of life insurance and health insurance; insurance services, namely, insurance eligibility review and verification and consultation; insurance services, namely, assisting and advising insurance companies that provide life insurance or health insurance with a fitness tracking and wellness monitoring program; providing insurance premium quotes; insurance services, namely, offering and brokering variable premium life insurance or health insurance based on users participating in a health and fitness monitoring program