Apparatus for processing card transactions and data relating thereof and for payment processing; apparatus for verifying data on magnetically encoded cards; encoded cards; cartridges, discs, tapes, cards and other recording materials, all for collecting, processing and/or storing data and for bearing computer programs and data; magnetic data carriers, recording discs; video recordings; apparatus for input, output, storage and/or processing of data; data processing equipment, computers; computer software and programs; computer hardware; computer memories; computing apparatus and print-out apparatus; magnetic cards; magnetically encoded and smart (programmable) cards; telecommunications apparatus, telephones; apparatus for decoding (reading) encoded cards; application software; automated teller machines (ATM); automated banking and cash machines; banking cards (encoded or magnetic) for credit or debit purposes; charge cards (encoded or magnetic); cards encoded with security features for authentication or identification purposes; electronic banking installations; self-service banking apparatus; security devices for computer software; network software applications being downloadable computer programs; computer software applications, downloadable; charging apparatus; battery chargers; electric power units; electrical power supply apparatus (other than generators); databases (electronic publications); electronic publications (downloadable); electronic publications including those sold and distributed online; cheque cards (encoded or magnetic)

Internet banking; banking services provided for paying bills by telephone; financial, banking, credit and insurance services; commodity trading; insurance and life assurance services; insurance broking services; actuarial services; financial affairs; monetary affairs; real estate affairs; valuations and financial appraisals of property; property acquisition and managements services; rental, letting and lease of properties; rental of office space; leasing services; administration of financial affairs; trustee services; charitable fund raising services; administration of mutual funds; mutual funds services; cash management services; factoring services; invoice discounting services; cash dispensing services; loan services; mortgage services; mortgage broking services; provision of security for loans; bail bonding services; credit services; lease purchase financing, hire purchase financing; credit card, charge card, cash card, cheque guarantee card, payment card and debit card services; registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; card and cash replacement services; financial services of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards (gifts, bonus points in exchange for gifts for the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards; rental, hire and leasing of equipment for processing financial cards and data relating thereto; processing of data relating to card transactions and other payment transaction; provision of finance, money exchange and money transmission services; currency services, bureau de change services; foreign exchange services; merchant banking and investment banking services; investment and savings services; investment management services; brokerage of bonds, securities, commodities and futures; market making services; securities valuation services; share underwriting services; securities lending services; dividend collection services; payment collection services; underwriting services; unit trust services; investment trust services; securities services; personal equity plan services; tax services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund services; provision of financial information; electronic stock transfer services; safe-keeping, administration and valuation of investments; collateral agency services; securities custody services; safe custody services; consultancy, information and advisory services relating to all the foregoing