Medical claims management services, including, receiving and data entry of physician, hospital, and ancillary medical care provider transactions via the global information network; Data management services for use in the independent medical review process, including, electronic data collection, management and organization, appointment management, referral management, physician management and online claims management; business data management; management of electronic files; Business services in the nature of matching independent medical examinaiton requests within independent physicians through registering and screening physicians; Management and business consulting services for use in the independent medical review process; Cost containment services in the fields of healthcare and medicine; medical review and utilization services in the nature of reviewing medical and insurance casesby scheduling and coordinating independent medical examinations and assessments and matching independent medical examination requests with independent physicians; referral services in the nature of providing referrals for independent medical examinations and assessments; Health care cost containment services; Health care cost review services; business management services comprising health care utilization and review services; Pharmaceutical business cost management services and drug utilization review services; business management consulting, including, referral services in the nature of providing business referrals for independent medical examinations and assessment

Medical insurance case and utilization review services for healthcare purchasers and payors; health, auto and liability insurance and workers' compensation claims administration provided via a website; insurance advisory and consultancy services provided to the insurance industry and insurance support industry; administration, assessment, and management of insurance claims, and advisory and consultancy services relating thereto; insurance information and consultancy; insurance information and consultancy, including, medical insurance claimant review and utilization services in the nature of reviewing medical and insurance cases; medical insurance case review and medical insurance case utilization services in the nature of reviewing medical and insurance cases