Financial services including financial consultancy, financial evaluation for insurance, real estate; financial information; financial management; financial sponsorship; pension and retirement and superannuation plans and funds; banking including Internet banking; electronic funds transfer services; cheque account services; cheque verification; savings account services; credit card services; debit card services; insurance services including insurance brokerage, insurance consultancy, insurance information and insurance underwriting; brokerage including securities brokerage, stock and bond brokerage, futures brokerage; charitable fund raising; exchanging money; financing; fund investments; home banking; hire-purchase financing, lending against security; mortgage banking; safe deposit services; issuing travellers' cheques; trusteeship, all of the aforementioned only being offered to insurance brokers and risk advisers who sell the trade mark owner's insurance products