Electronic identity verification services using technology to aggregate information and authenticate user identity; authentication in the field of blockchain technology; design and implementation of software and technology solutions for the purposes of authentication of electronic financial transactions; providing online non-downloadable software via a website that enables users to aggregate data and information for purposes of identity verification and authentication, aggregate and provide access to credit information; providing temporary use of non-downloadable cloud-based software for identity verification, authentication of identity information, secure storage of electronic data and records, and inter-user communications; application service provider featuring application programming interface (API) software for use in connection with a consumer information network engaged in identity verification, authentication of identity information; platform as a service (PAAS) featuring computer software platforms for identity verification, authentication of identity information, secure storage of electronic data and records, and inter-user communications; providing user authentication services using software technology to assist others with the completion of secure electronic financial transactions; providing technology information in the field of blockchain technology.