Banking and financial services including, but not limited to, accepting of moneys for deposit, lending (both secured and unsecured), credit card facilities, financial transfers between accounts, financial transactions, processing payments to creditors and employees, account and credit balance enquiries, statement requests; electronic fund transfer services; insurance services; and the provision of the foregoing services via the Internet; EFTPOS and ATM services, custodial and safe custody lodgment; securitisation; origination services; leasing and lease financing; credit services, including the issuance of credit cards; management, consultancy and advisory services associated with banking, financial, investment and superannuation matters; sponsorship of research, sport and culture; financial planning services; and wealth management services; real estate affairs