Electronic financial services, namely, monetary services for receiving and disbursing remittances and monetary gifts in fiat currencies and virtual currencies over a computer network and for exchanging fiat currencies and virtual currencies over a computer network; electronic financial services, namely, receiving and disbursing payments and monetary gifts in fiat currencies and virtual currencies over a computer network; financial services, namely, providing a virtual currency for exchange over a computer network; currency exchange services, namely, exchanging fiat currencies and virtual currencies over a computer network; financial transaction verification services in the field of delivering remittances and monetary gifts from a source to a destination; financial management and administration services, namely, digital currency transfer services, transmission of digital currency via electronic communication networks, and electronic transmission of digital currency.

Software as a service, featuring software for providing an electronic financial platform that facilitates transaction of remittances over a computer network; electronic data storage, namely, storage of virtual currency.