Computerized financial transaction authorization services, embedded finance solutions and payment gateway services, namely, providing secure commercial transactions by facilitating authorization for payment options and payment initiation using web-based e-commerce platforms, a payment gateway, a mobile device or card payment technology at a point of sale; computerized financial transaction authorization, namely, facilitating financial transaction authorization by identifying financial service providers and consumer financial products; computerized financial transaction authorization, namely, providing secure financial transactions via a payment gateway and by controlling access to and communication with computers and computer networks; computerized financial transaction authorization services, embedded finance solutions and payment gateway services, namely, facilitating authorization and processing of financial transations by providing merchant payment management services.

SaaS services featuring non-downloadable computer software, embedded finance solutions and payment gateway services to facilitate the conducting of credit assessments, the verification of identity and electronic signatures, and the authorization of financial transactions between users and financial service providers; SaaS services featuring non-downloadable computer software for communication with computers and computer networks to identify financial service providers and facilitate financial transactions for others via a global computer network; SaaS services featuring non-downloadable computer software, embedded finance solutions and payment gateway services for enabling users to purchase goods and services electronically, as well as enabling transaction authorization, credit authorization, payment initiation authorization, processing electronic payments, processing financial transactions, and facilitating financial transactions by collecting, storing and transmitting data and information for use in the financing of purchases; SaaS services featuring non-downloadable computer software in the nature of an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone and web-based environment; SaaS services featuring non-downloadable computer software, embedded finance solutions and payment gateway services for linking e-commerce websites to credit card, electronic payments, automated clearinghouse, wire transfer, open banking and other payment processing and money transmitting networks; SaaS services featuring non-downloadable payment gateway computer software, embedded finance solutions and merchant payment management services for use in invoicing and payment processing; SaaS services featuring non-downloadable computer software and embedded finance solutions for making payment requests and for providing payment notifications and messages; SaaS services featuring non-downloadable computer software, embedded finance solutions and payment gateway services for integration into third-party merchant retail software, hardware and other retail platforms to facilitate financial transactions by collecting, storing and transmitting data and information for use in the financing of purchases; SaaS services featuring non-downloadable computer software, embedded finance solutions and payment gateway services for providing merchant account services, merchant payment and settlement management, inventory management, and other retail management services.