Retail services (by any means); providing access to discounts, special offers and privileges; rewards programs; corporate gift programs; supply of benefits in connection with loyalty and incentive programs and schemes; supply of benefits to customers, business partners, wholesalers and retailers; arranging the provision of discounts, complimentary goods and complimentary services; business accounts services; business administration services; customer, business partner, wholesaler and retailer incentive, gift and reward programs; sales promotion including through frequent buyer incentive programs and customer loyalty programs; services to assist people in the selection of gifts; sale of gift vouchers, gift cards, coupons and gift certificates including provision of those services for others; sales promotions by issuing redeemable coupons (for others); consultancy, advisory and information services in respect to all of the aforementioned services; all of the aforementioned services provided by any means including online, email, SMS and MMS

Issuing of vouchers and coupons, including gift and reward vouchers and coupons; funds transfer services; issuing of vouchers or tokens, including of value; collection of fees and payments including providing those services on behalf of others; accepting and authorising financial transactions and payments including in respect to gift cards, gift vouchers, coupons and gift certificates; person to person payment services; frequent buyer schemes; consultancy, advisory and information services in respect to all of the aforementioned services; all of the aforementioned services provided by any means including online, email, SMS and MMS