Downloadable computer software that facilitates identity federation, multi-factor and strong authentication of computer users and identity verification protocols, and access control for web, mobile and application programmable interfaces (API), all of the foregoing in the field of authorization policy services, directory, identity provisioning and identity administration services, identity services auditing and reporting, and other identity and access management services in the field of digital security and identity verification.

Software as a service (SaaS) services, namely, hosting non- downloadable computer software for use by others that facilitates identity federation, multi-factor and strong authentication of computer users and identity verification protocols, and access control for web, mobile and application programmable interfaces (API); identity verification services, namely, providing user authentication between two or more entities using digital certificates, multi factor authentication and strong identification protocols in the field of digital security for allowing user access to web, mobile and application programmable interfaces (API).