Computer hardware; computer software; computer programs; mobile telephone applications and other downloadable software; downloadable computer programs; computer programs downloaded via the Internet (software); interactive computer software; computer software and programs for processing information; computer software and programs relating to financial matters; computer software and programs for promotional purposes; electronic financial transaction apparatus; electronic funds transfer machines; automated teller machines; credit and debit card verification machines; apparatus for payment with magnetically encoded cards; machine readable devices for cashless payment systems; computer programs for commercial transactions; electronic point of sale transaction terminals; machines for executing remote financial transactions; application software; personal computer application software; cards carrying magnetically, optically or electronically recorded or encoded information or data; smart cards; chip cards; machine readable cards; charge cards, bank cards, credit cards, debit cards, stored credit cards, and payment cards; cards for financial services; apparatus for use with smart cards or cards used in financial transactions; apparatus for recording, transmission or reproduction of sound or images; apparatus for network communication; apparatus for processing data; apparatus for receiving information from a computer; apparatus for the transmission of data; data storage apparatus; data processing equipment; telephone handsets; cash registers; calculating machines; computers; scientific, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), and teaching apparatus and instruments

Banking; banking services in relation to the electronic transfer of funds; banking and financial services in relation to payment services using an electronic exchange platform; electronic payment services; financial payment services; collection of fees, payments or tolls (for others); transfer of funds; computerised banking services; electronic banking; financial banking; internet banking; information services relating to banking; investment banking; personal banking services; personal financial banking services; financial services; financial information; pension and retirement and superannuation plans and funds; provision of mortgages; investment advice; investment management of funds; insurance services; monetary affairs; transactional and deposit banking home loans; superannuation services; funds management; financial planning services; general investment advice; investment management; mortgage and superannuation trusteeship; superannuation advice; and consultancy and ancillary services related to banking and financial services