clothing; clothing, footwear and headwear for human beings; belts [clothing]; clothing, footwear, headgear; clothing, footwear and headwear for humans; mitts as clothing; underwear and nightwear; wristbands being clothing; gloves as clothing; footwear; wristbands [clothing]

wristwatches; watches for women; watches for men; men's watches; watches; jewelry watches; jewellery watches; pendulums for watches; jewelry boxes and watch boxes; women's watches; pocket watches; cases for watches; clocks; boxes for watches; cases for watches and clocks; cases for clocks and watches; watch movements; jewelry and watch boxes; jewellery boxes and watch boxes; boxes for clocks and watches; watch pouches; alarm clocks; watch fobs; straps for wristwatches; jewelry

Magnetic data carriers; data processing equipment; computers; computer software; banking application software; application software for mobile phones; downloadable software applications for mobile phones; payment software; encoded payment cards; magnetic payment cards; electronic payment cards; magnetically encoded debit cards; magnetically encoded credit cards; magnetically encoded chip cards; card readers; card readers for payment cards; card readers for chip cards; payment card terminals; payment card encoding machines.

Banking services; mobile banking services; electronic payment services; financial payment services; cryptocurrency payment services; decentralised payment services; decentralised exchange services; bank card, credit card, debit card and electronic payment card services; payment transaction card services; debit card payment services; credit card payment services; processing of debit card payments; processing of credit card payments; debit card verification services; credit card verification services; debit card management services; credit card management services; cryptocurrency services; virtual currency services; virtual currency transfer services; issuance of prepaid cards and tokens of value.

Application software; computer software; computer software programs; data processing software; computer programs for use in telecommunications; software including mobile software for currency conversion calculation purposes; electronic publications (downloadable) in the nature of financial and commercial information; downloadable mobile application software; downloadable computer programs and applications; software, including downloadable, application and mobile application software for use in currency conversion calculation and payments; software, including downloadable, application and mobile application software for the purpose of data analysis and data processing; software, including downloadable, application and mobile application software for behaviour prediction, pattern recognition and simulation; software, including downloadable, application and mobile application software for providing digital identity verification and digital alert systems; software, including downloadable, application and mobile application software for processing electronic payments and transferring funds to and from others; software, including downloadable, application and mobile application software for recording events, including via blockchain; software, including downloadable, application and mobile application software for generating user ratings and user history information; software, including downloadable, application and mobile application software for business records keeping and collecting and analysing business data; computer software including downloadable computer programs and recorded computer software; software, including downloadable, application and mobile application software, for payment processing and electronic funds transfer, including via blockchain; software, including downloadable, application and mobile application software for enabling the electronic transfer of money between users, including via blockchain; software, including downloadable, application and ; mobile application software, for electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; software, including downloadable, application and mobile application software, for accounting systems; software, including downloadable, application and mobile application software, for bookkeeping and accounting; electronic publications (downloadable); training guides and manuals in electronic format; data recorded in electronic form

Bank account information services; bank account services; bank card services; bank cheque card services; banking; banking services in relation to the electronic transfer of funds; card accessed banking services; computerised banking services; electronic banking; internet banking; online banking; electronic payment services; electronic funds transfer services; electronic money transfer services; personal financial banking services; card operated financial services; collection of financial information; computerised financial services; conducting of financial transactions; credit (financing); financial advice; financial assessments; financial credit services; financial evaluations; loan financing; loans (financing); monitoring of financial portfolios; mortgage financing services; personal finance services; provision of finance; financing of home loans; financing of personal loans; loan services; loan services for property investment; mortgage loan services; mortgage loans; personal loan services; provision of consumer loans; provision of home loans; provision of loans; provision of mortgage loans; provision of real estate loans; provision of secured loans; secured loans; consumer credit services; credit card registration services; credit card services; issuance of credit cards; issuing of credit cards; processing of credit card statements; provision of consumer credit; provision of credit; provision of credit cards; provision of credit facilities; account debiting services; debit card services; direct debit services; processing of debit card payments; deposit accounts services; deposit services; deposit-taking; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; electronic splitting and sharing of funds between users; clearing and reconciling financial transactions via global communications networks; payment processing services; electronic payment processing services; c; ollection of payments; collection of fees, payments or tolls (for others); payment of bills and accounts for others; providing information and consultancy services, including by electronic means via a global computer network, about all of the aforesaid services

Computer programs and computer software including programs and software for a computerised payroll package; application software; communication software; computer programs and recorded software distributed online; downloadable software applications (apps)

Provision and administration of payroll services; business management and business administration services including those relating to computerised payroll and payroll preparation services; consultancy services in relation to computerised payroll and payroll preparation services; personnel management consultancy; human resources services; organisation and management of customer loyalty programmes; organisation and management of incentive programmes (frequent user programmes); operation and supervision of promotional incentive schemes; compilation and maintenance of direct mailing lists; promotion and marketing of goods and services of others

Commodity price risk management

Commodity price risk management