Advisory services relating to financing; financing services; instalment credit financing; instalment loan financing; sales credit financing; financial planning; personal financial planning services; advisory services relating to financial planning; administering and providing a dental plan or health plan that entitles members dental care services or health care services at reduced dental or health fees at participating dental care service or health care providers; financing for prepaid health care and dental care services; providing and administering a transactional system to process and calculate reduced dental fees or reduced health fees for members receiving dental care services or health care services at participating dental care service or health care service providers