Payment processing services; payment services provided via wireless telecommunication apparatus and devices; payment and credit services; clearing services relating to payment transactions; processing of electronic payments made through prepaid cards; processing of payments by electronic check; check processing and bill payment services; installment loans; guarantee of payment of medical expenses for travelers; services provided by financial consultants relating to the carrying out of cashless payment transactions; electronic funds transfer and payment services; electronic payment services; collection of payments for goods and services; conducting cashless payment transactions; payment collection agencies; on-line bill payment services; processing of payment transactions via the Internet; processing of payments for the purchase of goods and services via an electronic communication network; banking services relating to the acceptance of fixed interval installment payments; issuing electronic payment cards in connection with bonus and reward schemes; acceptance of bill payments; credit card and debit card services; credit and cash card services; tax payment processing; processing of electronic payments; credit card and payment card services; automated payment services; monetary transactions