Computer hardware; computer software; computer applications; application software; electronic funds transfer machines; point of sale terminals; mobile point of sale terminals; electronic card readers for chip cards, smart cards and magnetically encoded cards including credit cards and debit cards; computer software including downloadable computer programs and recorded computer software; computer programs used in the provision of banking, financial, currency exchange, business advisory and/or business consultancy services; computer equipment used in the provision of banking, financial, currency exchange, business advisory and/or business consultancy services; computer software for processing electronic payments including via a mobile computer, mobile phone, smart phone or tablet; authentication software for controlling access to and communications with computers and computer networks; portable and handheld electronic devices for transmitting, storing, manipulating, recording, and reviewing text, images, audio, video and data, including via global computer networks, wireless networks, and electronic communications networks and electronic and mechanical parts and fittings therefore; parts and accessories for the aforementioned goods; computer equipment including for use on computers, tablets, mobile phones and devices and other telecommunications apparatus and devices, including for use in the provision of banking, financial, insurance, investment, business advisory and consultancy services; encoded cards, tags, labels, chips and stickers; electronic cards, tags, labels, chips and stickers; banking cards, tags, labels, chips and stickers (encoded or magnetic); machine readable devices for cashless payment systems; information carrying materials (encoded or magnetic); information storage devices (encoded or magnetic); information storage instruments (encoded or magnetic); cards, tags, labels, chips and stickers carrying magnetically, optically, or electronically recorded or encoded information; active electronic cards, tags, labels, chips and stickers containing coded information; encoded programmes; cards, tags, labels, chips and stickers encoded to access computer software; encoded barcode labels and other visual code labels; chips (integrated circuits); card readers; apparatus for reading encoded or electronic cards, tags, chips, stickers and labels including bar code labels and other visual code labels; apparatus used in the provision of electronic funds at point of sale terminals; databases; apparatus for processing payment transactions; apparatus for processing cashless payment transactions; electronic devices for processing payment transactions; devices incorporating encoded information for payment transactions

Monetary and financial affairs; financial services; monetary services; banking, finance and insurance services; banking, finance and insurance services via the Internet or other computer network, telephone, interactive television, desktop computers, tablets, mobile phones and other mobile communication devices, or by other electronic means; on-line banking; electronic money transfer services; cashless payment transaction services; provision of foreign currency; buying and selling currency; foreign monetary exchange; financial transactions relating to currency swaps; domestic and international transfer of funds; clearing and reconciling financial transactions; debiting services; transaction authorisation and settlement services; trading in currencies; international banking services; currency exchange services; money exchange services; currency dealing; brokerage services; electronic foreign exchange payment processing; services offered by automated bank machines; issue of tokens of value; interactive banking; provision of finance and loans; loan services; deposit services; bank, investment and savings account services; bank card services (including credit, debit and travel cards); share trading; share brokerage; stock brokerage services; brokerage including securities, stock and bond brokerage; trading of shares; administration of shares; brokerage of shares; commodity trading; options trading; pension, retirement and superannuation services; safe deposit services; mortgage and superannuation trusteeship; financial sponsorship; information, consultancy, advisory and management services relating to banking, finance, investments, money, superannuation and insurance; bank account information services; provision of online currency exchange calculators; financial evaluation services; provision of online financial calculators and tools; provision of financial information via online calculators; payment processing services, including providing virtual currency transaction processing services for others; provision of foreign currency; provision of online currency exchange calculators; currency exchange rate quotations; forecasting of foreign exchange rates; provision of financial protection against foreign exchange risks; financial risk management; advisory, consultancy and information services relating to all the aforesaid services

Insurance; banking and financial services; financial planning, analysis, management and organisation assistance, advice and consultancy; online banking, financial and insurance services; banking services and financial services provided via a global computer network; wholesale and retail services relating to banking, financial and insurance affairs; corporate financial services, institutional financial services, wholesale financial services; retail financial services; corporate, institutional, wholesale and retail lending and deposit services; electronic funds transfer services; accepting and authorising financial transactions; loan services; credit and debit card services and issuance; financial affairs and monetary affairs; brokerage services; financial analysis; portfolio administration; share trading; share brokerage; managed funds; marginal lending; superannuation; financial information and investment information; online financial affairs; online monetary affairs; online insurance services; online brokerage; online financial analysis; online portfolio administration; online share trading; online share brokerage; online managed funds; online marginal lending; online superannuation; online financial information and online investment information; electronic payment services; electronic fund movement services

Financial