Computer hardware; computer software; computer programs; mobile telephone applications and other downloadable software; downloadable computer programs; electronic financial transaction apparatus; electronic funds transfer machines; automated teller machines; credit and debit card verification machines; apparatus for payment with magnetically encoded cards; active electronic labels containing coded information; storage materials for data in electronic form; machine readable devices for cashless payment systems; computer programs for commercial transactions; electronic point of sale transaction terminals; machines for executing remote financial transactions; application software; personal computer application software; cards carrying magnetically, optically or electronically recorded or encoded information or data; smart cards; chip cards; machine readable cards; charge cards, bank cards, credit cards, debit cards, stored credit cards, and payment cards; cards for financial services; apparatus for use with smart cards or cards used in financial transactions; apparatus for recording, transmission or reproduction of sound or images; apparatus for network communication; apparatus for processing data; apparatus for receiving information from a computer; touch sensitive electronic screens; apparatus for the transmission of data; data storage apparatus; data processing equipment; telephone handsets; cash registers; calculating machines; computers; scientific, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), and teaching apparatus and instruments

Banking; banking services in relation to the electronic transfer of funds; banking and financial services in relation to payment services using an electronic exchange platform; electronic payment services; financial payment services; collection of fees, payments or tolls (for others); transfer of funds; computerised banking services; electronic banking; financial banking; internet banking; information services relating to banking; investment banking; personal banking services; personal financial banking services; financial services; financial information; pension and retirement and superannuation plans and funds; provision of mortgages; investment advice; investment management of funds; insurance services; monetary affairs; transactional and deposit banking home loans; superannuation services; funds management; financial planning services; general investment advice; investment management; mortgage and superannuation trusteeship; superannuation advice; and consultancy and ancillary services related to banking and financial services

Apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; active electronic labels containing coded information; apparatus for electronic digital processing; storage materials for data in electronic form; terminals for the electronic transfer of funds; touch sensitive electronic screens

Financial service; monetary affairs; credit card services; issuing of credit cards; electronic funds transfer

Downloadable mobile application for use as a digital wallet, digital assistant, and digital advisor; downloadable mobile application for automating credit card benefits programs; downloadable mobile application for managing credit cards; downloadable mobile application for optimizing credit card benefits programs.

Software as a service (SaaS) services featuring software for credit card rewards optimization; software as a service (SaaS) services featuring software for providing geo-location based credit card recommendation to maximize loyalty points and rewards; software as a service (SaaS) services featuring software for providing transaction notifications and spending tracking tools; software as a service (SaaS) services featuring software for tracking credit card rewards, miles and points; software as a service (SaaS) services featuring software for optimizing credit card rewards programs and loyalty programs.

Databases; Computer databases; Computer programs for use in database management; Computer software programs for database management; Database programs

Computer software applications (downloadable); downloadable mobilephone software applications; data processing apparatus; computers; tablet computers; electronic publications, downloadable; downloadable image files; downloadable music files; personal digital assistants [PDAs]; smartwatches; smartglasses; humanoid robots with artificial intelligence; wearable computers; downloadable series of children's books; computer game software; pedometers; face identification apparatus; electronic currency converters; digital bathroom scales; smartphones; equipment for network communication; wearable activity trackers; earphone; audio equipment; camcorders; wearable video display monitors; electronic book readers; video monitors; cameras; measuring instruments; connected bracelets [measuring instruments]; teaching robots; chips [integrated circuits]; video screens; control panels [electricity]; remote control apparatus; biometric fingerprint door locks; digital door locks; battery chargers.

Computerised business information storage; Computerised data storage services; Electronic data storage; Online provision of web-based software (non-downloadable); Software as a service (SaaS); Providing scientific information, advice and consultancy relating to carbon offsetting; Blockchain as a service [BaaS]; Hosting of blockchain databases

Advisory services relating to (financial) risk management; Advisory services relating to banking; Advisory services relating to credit; Advisory services relating to finance; Advisory services relating to financial investment; Financial leasing; Lease purchase finance; Finance leasing; Corporate finance services; Corporate financing; Corporate funds management; Financial loan services; Financing of home loans; Financing of personal loans; Advisory services relating to loan services; Corporate lending; Financial lending; Commercial lending; Commercial financing; Commercial property investment services; Provision of commercial loans; Credit card services; Issuing of credit cards; Instalment credit financing; Instalment loan financing; Instalment loans; Provision of instalment loans

Advisory services relating to banking; Advisory services relating to credit; Advisory services relating to finance; Advisory services relating to financial investment; Financial leasing; Lease purchase finance; Lease-purchase financing; Provision of lease-purchase finance facilities; Hire purchase financing; Hire-purchase financing; Personal finance services; Financing of personal loans; Advice relating to loan recovery services; Financial loan services; Financing of home loans; Advisory services relating to loan services; Financial lending; Commercial lending; Corporate lending; Provision of consumer credit; Provision of credit; Provision of credit cards; Provision of credit facilities; Provision of credit information; Instalment credit financing; Instalment loan financing; Instalment loans; Provision of instalment loans

Financial services relating to trade in intellectual property rights; advice relating to the aforesaid services.

Legal services relating to the management of intellectual property rights, including copyrights for third parties; legal services relating to the exploitation of intellectual property rights, including copyright by granting licenses; granting licenses for intellectual property rights, including copyrights; legal services relating to the use and exploitation of intellectual property rights, including copyright; advice in relation to all the above-mentioned services.

Downloadable and recorded software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; downloadable and recorded software for enabling processing of payments made via credit cards, debit cards, prepaid cards, wireless wallets, mobile wallets, electronic wallets and mobile payments; downloadable and recorded software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, admission tickets, transit passes, event tickets, vaccination cards, incentive programs, gift cards, special offers, rewards, and consumer loyalty programs; downloadable and recorded software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device; downloadable and recorded software for capturing, managing, and storing credit card and debit card information.

Financial services, namely, providing, processing, verifying and authenticating mobile payments, commercial transactions and payment options, loyalty reward card transactions, pre-paid cards, and contactless credit and debit card transactions; financial transaction services, namely, providing secure commercial transactions and payment options.