Providing non-downloadable software for accessing, monitoring, managing, and identifying changes in and risks to information and data pertaining to consumer credit and credit reports, controlling a third party's ability to access an individual's credit report, submitting disputes to credit bureaus regarding inaccurate or incomplete information in an individual's credit report, and receiving alerts, notifications, and information concerning possible fraud and identity theft; maintenance of an interactive website featuring technology that enables users to access, monitor, manage, and identify changes in and risks to information and data pertaining to consumer credit and credit reports, control a third party's ability to access an individual's credit report, submit disputes to credit bureaus regarding inaccurate or incomplete information in an individual's credit report, and receive alerts, notifications, and information concerning possible fraud and identity theft; electronic monitoring of personally identifying information across private and public electronic databases, public records, credit reports, the Internet, global computer networks, and personal financial accounts to detect and protect against identity theft and fraud via the internet and providing software for sending alerts and notifications concerning possible fraud and identity theft to detect and protect against identity theft and fraud in connection therewith; providing information in the field of electronic credit monitoring to detect fraud via the internet.