Computer and on-line security services including computer and software security consultancy and assessment services; computer and on-line security services including computer and software security consultancy and assessment services in relation to protecting personal data and personal information, monetizing personal data and personal information, storing and organizing information regarding individuals for the purpose of securing personal data, protecting personal data and personal information, reclaiming rights and ownership to personal data; providing and restricting access to personal data and personal information; providing temporary use of non-downloadable software for monetizing access to personal data and personal information, offering customer loyalty programs, and for tracking and exchanging customer loyalty data and credits; authenticating on-line transactions, exchanging credits and purchases from between on-line applications and games, securing, managing, tracking and transacting currencies in a cloud based digital wallet, including cryptocurrencies, fiat currencies and mobile payments; securing, managing, tracking, authenticating and transacting loyalty credits in a cloud based digital wallet and mobile payments; recording financial data and information to a cryptographic ledger, electronic communications, namely communications through text, voice, or video, identifying people to collaborate on joint projects and activities, including artistic, creative, social and employment activities, sharing personal preferences and opinions, including preferences and opinions related to food, music, art, events, hobbies, politics, travel destinations, and other people, on-line dating and on-line dating services, sharing and voting on ideas and petitions, sharing tangible property, including lodgings, vehicles, bikes, tools, clothes, shoes, sports equipment, and common household possessions, sharing intangible property and electronic data in digital formats, including music, photographs, videos, art, documents, and cryptocurrencies, verifying, managing and sharing credentials, namely skills, education and employment qualifications, seeking or offering employment, employment verification services, including providing authentication of personal identification information and employment verification, tracking information about the location of people, pets, electronic devices, and component parts of electronic devices, tracking information about the provenance of physical objects, namely food, pharmaceuticals, paper based communications and real estate, and the provenance of electronic communications; platform as a service (PAAS) services for protecting personal data and personal information, offering loyalty program services, authenticating on-line transactions, sharing personal preferences and opinions, including preferences and opinions related to food, music, art, events, hobbies, politics, travel destinations, and other people, sharing tangible and intangible property, including lodgings, vehicles, bikes, tools, clothes, shoes, sports equipment, common household possessions, electronic data in digital formats, namely music, photographs, videos, art, documents, and cryptocurrencies; sharing credentials, namely skills, education and employment qualifications; computer services in the nature of customized web pages featuring user-defined information, personal profiles and personal information; data encryption services; electronic data authentication services