Debt collection and recovery; telephone calling card services; financial information provided by electronic means, namely providing wireless service carriers with an opportunity to choose a financial clearinghouse and providing financial clearinghouses with information to assist in the clearing and settlement for wireless service carriers; account based pre- pay financial services offered through a communications provider, namely, providing a payment system using cards that can store value and are replenished therewith, in International Class 36

Telecommunications services, namely, protocol conversion services translating messages and information between various telecommunications protocols or languages; electronic communications services in the nature of transport, routing and switching of signaling message and information to and from various telecommunications switches, networks and databases; telephone voice messaging; transport of signaling messages and information for banking, credit and financial verification; transport of signaling messages and information to and from cellular switches, databases and networks; telephone communications services; wireless telephone services; prepaid wireless telephone services, in International Class 38

Application service provider (ASP) featuring billing and customer relationship management software for wireless service providers; providing data access, collection, storage, conversion, retrieval and delivery services, in International Class 42