Banking, monetary and financial services; deposit services; bank, investment and savings account services; electronic funds transfer services, electronic banking services, mobile phone banking services; cheque clearing services, bill payment services, debt collection services; bank card services, credit, debit and travel card services; foreign currency exchange services, money exchange and transfer services; money order services; issuing travellers' cheques; safe deposit services; provision of finance and loans, mortgage lending, guaranteeing mortgages and loans, financial guarantee and surety services; funds management, funds investment, administration of funds, advisory and consultancy services in relation to funds management and funds investment; financial investment services; brokerage including securities, stock and bond brokerage; trading of shares; share underwriting; share valuation; pension and superannuation services; real estate services, real estate management and valuation services, real estate agency services; trusteeship services, mortgage and superannuation trusteeship services; insurance services, insurance brokerage services, mortgage insurance, insurance underwriting; financial sponsorship; information, advisory and consultancy services in relation to banking, finance, investments, real estate and insurance; research services relating to banking, finance, investments, real estate and insurance; all the aforesaid services including services provided online and over a global computer network; real estate affairs, including the provision of on-line access to real estate information and analysis over a global computer network; advisory services relating to real estate ownership; advisory services relating to real estate valuations; real estate investment advice; real estate management; real estate investment advice, investment management and investment services; provision of information in relation to real property, markets, trends, listing, real estate sales, real property management; rental of real estate

Telecommunications; electronic mail and messaging services via a global computer network; telecommunication services, namely the electronic transmission of data and information; communication services, including telecommunications, electronic transmission of data and documents among users of computers; electronic mail services; web messaging services; paging services; streaming of audio and video material on the Internet; wireless voice mail services; voice-activated dialling services; and providing wireless access to computer networks and Internet; radio broadcasting; Internet service providers (ISPs)