Banking services; monetary affairs; financial services including electronic commerce financial services, electronic payments services, electronic funds and currency transfer services, electronic purse services, financial card services, credit card transaction and payment processing services, credit card fraud detection services, credit card, charge card, cash card, cheque guarantee card, purchase card, payment card, and debit card services, Internet payment schemes, electronic funds transfer, Internet financial transactions, collection of funds, credit card verification and authorisation services, credit card payment verification services