Computer software for facilitating and processing financial and purchasing transactions and for securing customer service information; Payment system software that facilitates the making of payments via mobile devices; Computer programs for data transmission by means of SMS for the purposes of facilitating the making of payments and financial transactions

Electronic accounts payable services; electronic funds transfer services associated with the payment of household utility services such as electricity, gas and water

Telecommunication and communication services; communication and transmission of electronic mail, images and information between and among data carriers and readers by telephone, optical fibre and other means; electronic mail services; provision of telecommunication access and links to computer databases and the Internet; Internet transmission and telecommunications services concerning business administration, support, banking, investment and financial services; providing access to computer databases via a global computer network