Building materials (non-metallic); concrete; polymer concrete; premixed concrete; refractory concrete; reinforced concrete; synthetic concrete; concrete products; concrete building elements; concrete aggregate; concrete balancing mortar; concrete coatings; concrete joints for levelling concrete floors; concrete joints forming parts of concrete floors; materials of concrete for coating floors and building elements; non-metallic materials for use in concrete forming; non-metallic materials for use in the manufacture of concrete; non-metallic sheeting for use in making concrete components; non-metallic liners for concrete forms; plastic moulds for use with concrete; precast concrete building elements; cement; blended cement; fibre cement; fire cement; magnesia cement; portland cement; refractory cement; articles of cement for construction purposes; cement based mixtures for construction purposes; cement based materials for use for construction purposes; cement mortar for use in construction; cement blocks; cement slabs; products in the nature of cements for the repair of concrete; levelling preparations (cement or mortar); quarry products; road surfacing materials; road crash barriers (not of metal); materials used in road-making rehabilitation; road and pavement surfacing products; asphalt and concrete composite products for paving; substances made of cement for the filling or repair of surface flaws and defects

Financial services including those relating to loans, mortgages, credit facilities, personal loans, financial information, financial management, fund and money transfers, guarantees/warrantees; provision of loans including assessment and processing of loan applications; provision and assessment of loans through various media including telephone and the Internet; provision of quotations for personal loans and car loans; insurance services including quoting and settling credit protection insurance; provision of finance via car dealerships; real estate services includes those relating to the buying, selling, leasing and development of commercial and domestic real estate; conveyancing; mortgage management, analysis and consultation; arranging and providing mortgages; services associated with the provision of mortgages

Financial services including those relating to loans; provision of loans including assessment and processing of loan applications; provision and assessment of loans through various media including telephone and the Internet; provision of quotations for personal loans and car loans; insurance services including quoting and settling credit protection insurance; provision of finance via car dealerships

Agricultural vehicles, not being passenger vehicles; tractors; but excluding tyres for vehicles, tyre casings, inner tubes for tyres and tyre repairing materials in class 12

Monitor for sensing and measuring cardiovascular physiology

Business management and business administration

Building, construction, repair and installation services

Financial services including those relating to loans, mortgages, credit facilities, personal loans, financial information, financial management, fund and money transfers, guarantees/warrantees; provision of loans including assessment and processing of loan applications; provision and assessment of loans through various media including telephone and the Internet; provision of quotations for personal loans and car loans; insurance services including quoting and settling credit protection insurance; provision of finance via car dealerships; real estate services includes those relating to the buying, selling, leasing and development of commercial and domestic real estate; mortgage management, analysis and consultation; arranging and providing mortgages; services associated with the provision of mortgages