Financial affairs; monetary affairs; financial services; attending to payments; electronic payments by means of computer networks and telecommunication networks; financial information with respect to international payments through telecommunication networks; financial management; electronic payment services; electronic processing and transmission of data relating to payments and financial transactions via telecommunication networks; electronic payment processing and transmission; collection of payments; electronic funds-transfer services; banking services; foreign exchange and currency services; bank card, credit card, debit card and electronic payment card services; bill payment services; services relating to the automated payment of accounts; payment administration services; payment and receipt of money as agents; processing of payments for banks; processing of payments for building societies; accounts receivables financing; banking services relating to the transfer of funds from accounts; automatic accounting services for financial transactions; provision of advice, information and consultancy services relating to all the above services

Insurance services; financial services; banking and clearing-house services; information services relating to finance and insurance provided on-line from a computer database or the Internet; home banking; Internet banking; making electronic payments on-line from a computer database or the Internet; financial sponsorship; financial management; mutual funds; advice with respect to all the above services

Telecommunications services; telecommunication of information (including web pages), computer programs and any other data; electronic mail services; providing telecommunications connections to computer databases and/or the Internet; telecommunication gateway services; interactive communications through computer databases and/or the Internet; information about telecommunications; delivery of digital music and/or images by telecommunications; transmission of data by way of satellite, telex, telegraph, telephone, cellular telephone; news services; rental of message sending apparatus

Electric and electronic apparatus and instruments; computer software, hardware and firmware; magnetic data carriers; recording discs; cassettes; compact discs, videotapes; video compact discs (laserdiscs); interactive compact discs (CD-I); Read-Only-Memory discs (CD-ROM); Digital Video Discs (DVD); electronic apparatus for making electronic payments; electronic and digital publications; apparatus and equipment for recording, transmitting and/or reproducing data, sound and/or images; chipcards; magnetic cards