Financial affairs; monetary affairs; real estate affairs; financial services; financial advisory and consultancy services; financial advisory services for individuals; advisory services relating to money management; advisory services relating to mortgages and enhancement of mortgages; debt management and restructuring services; financial planning services; investment planning services; financial assessments, assistance and management; monitoring of financial portfolios; advisory services relating to banking and bank accounts; banking services; financial savings services; savings scheme services; budget account services; provision of online financial calculators including mortgage repayment calculators; administration of financial affairs; research services relating to finance; preparation of financial analysis and reports; real estate advisory services; real estate appraisal and valuations; tax advice (financial); insurance advice; providing information, including by electronic means and via a global computer network, about all of the aforesaid services