Financial and monetary services, including banking, payment, credit, debit, charge, pre-paid, deposit access, stored value, automatic teller machine, point of sale, point of transaction services and electronic funds transfer services; credit and debit card services comprising the issuance of credit and debit cards, the acceptance of such cards by business establishments and other organisations for purchase of goods and services, the maintenance of financial records and traveller's cheque services; electronic billing and bill payment services that delivers bills to consumers electronically, enable consumers to pay their bills electronically, and enable financial institutions to settle these transactions electronically by debating the consumers account and crediting the biller's account; redemption program services in this class

Financial and monetary services, including banking, payment, credit, debit, charge, pre-paid, deposit access, stored value, automatic teller machine, point of sale, point of transaction services and electronic funds transfer services; credit and debit card services comprising the issuance of credit and debit cards, the acceptance of such cards by business establishments and other organisations for purchase of goods and services, the maintenance of financial records and traveller's cheque services; electronic billing and bill payment services that delivers bills to consumers electronically, enable consumers to pay their bills electronically, and enable financial institutions to settle these transactions electronically by debiting the consumers account and crediting the biller's account; redemption program services in this class