Computer programs for commercial transactions; computer programs for data processing; computer programs for data processing; computer programs for financial management; computer programs for financial reporting; computer programs for managing conferences; computer programs for office use; computer programs for processing data; computer programs for processing information; computer programs for promotional purposes; computer programs for sales purposes; computer programs for the control of telecommunication apparatus; computer programs for the control of telecommunication instruments; computer programs for the management of sales; computer programs for use in communications; computer programs for use in database management; computer programs relating to computer networks; computer programs relating to the training of personnel; computer programs stored in digital form