Application service provider featuring application programming interface (API); software application service provider featuring application programming interface (API) software for analysis and verification, namely, review and verification of the identities of individuals and businesses for know your customer (KYC), and know your business (KYB), anti-money laundering (AML) compliance, and fraud prevention and risk assessment purposes; software as a service (SaaS) services featuring software for collecting, analyzing, automating and reporting on data for purposes of identification authentication and verification of individuals and businesses, fraud identification and detection, fraud prevention, financial risk assessment, regulatory compliance, financial transactions monitoring and making credit and underwriting determinations; software as a service (SaaS) services featuring software for use in electronically monitoring, detecting and reporting suspicious and abnormal patterns of on-line transaction activity indicating theft, fraud, or other criminal activity, and providing authentication services in e-commerce transactions; software as a service (SAAS) services featuring software for authentication, identity verification, security and fraud protection across operating environments, multiple platforms and net protocols, websites and mobile devices; software as a service (SAAS) services featuring software for real-time monitoring of network, fraud detection management, fraud detection analytics and reporting, and fraud intelligence; providing technological advice and consultation related to fraud prevention, financial risk management, regularity compliance, and identity verification.

Identification verification services for businesses, namely, verification of identities of individuals and businesses for know your customer (KYC), and know your business (KYB), anti-money laundering (AML) compliance, and fraud prevention and risk assessment purposes; fraud prevention services, namely, transaction fraud risk management services for others.