Banking, including on-line banking; financial and insurance services; electronic fund transfer services

Telecommunications and communications equipment, apparatus and systems including but not limited to telephone cards, debit and credit cards, machine readable apparatus, such as telephone and calling cards, and apparatus which include integrated circuits, magnetic strips and memory chips; telephone equipment, apparatus and systems; computer equipment, apparatus and systems including but not limited to computer hardware and modems; computer software; transmission, receiving and storage equipment, apparatus and systems; including but not limited to E-mail systems and electronic directory equipment, apparatus and systems; publications in electronic form supplied on-line from databases or from facilities provided on the Internet (including web sites); publications in electronic format; CD-ROMs; discs and tapes; video and audio equipment, apparatus and systems; all associated parts, accessories and fittings in this class

Telecommunication and communication services including telecommunication of information (including web pages), computer programs and any other data; electronic mail services; provision of telecommunication access and links to computer databases and the Internet