Downloadable software for enabling the electronic transfer of money between users; downloadable application software for enabling the electronic transfer of money between users; downloadable software enabling the transfer of funds, splitting of funds, and sharing of funds between users; downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; downloadable software for promoting the goods and services of others.

Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments.