Mobile phones; mobile telecommunications apparatus; apparatus for telephone communication; apparatus for transmitting data by the telephone network; apparatus for transmitting data via the telephone; electronic telephone data communications apparatus; apparatus for scanning; electronic scanning apparatus; automatic payment machines; tariff devices for recording payment; computer programs for commercial transactions; electronic financial transaction apparatus; machines for executing remote financial transactions; application software; communication software; computer software; apparatus for data collection; apparatus for processing digital data; apparatus for reading data; apparatus for reading data on optical apparatus; apparatus for remote data transmission; apparatus for transmitting data by the telephone network; computer programs for data processing; application software; computer software; electronic financial transaction apparatus; machines for executing remote financial transactions; ticket processing machines; computer cards (smart); data communications hardware; apparatus for digital signal processing; apparatus for electronic digital processing; apparatus for the processing of digital information; digital data transmission apparatus; apparatus for reading bar codes; apparatus for reading data; apparatus for reading information; data in machine readable form; data recorded in machine-readable form; label readers (decoders); machine readable codes; optical character readers; optical character reading apparatus; rapid scan cameras; automated banking machines; secure transmission apparatus; electronic funds transfer (EFTPOS) machines; electronic remote data transfer apparatus; interactive data transfer apparatus; money transfer terminals; transponders; global positioning systems (GPS)