Computer e-commerce software; intelligence application programs downloadable for wireless terminal; computer software for distributing/monitoring content on the internet; search engine software for internet information/sites; computer software downloadable from global computer information networks; computer software for accessing information directories that may be downloaded from a global computer network; software for commerce over a global communications network; recorded or downloadable computer software platforms; software for messaging; downloadable software for electronic money payment; downloadable computer software programs; interactive computer software; computer software for organizing and viewing digital images and photographs; operating computer software for main frame computers; computer software for wireless content delivery; computer communications software to allow customers to access bank account information and transact bank business; computer software for application and database integration.