Telecommunications and communications equipment, apparatus and systems including but not limited to debit and credit cards, machine readable apparatus, such as apparatus which include integrated circuits, magnetic strips and memory chips; computer equipment, apparatus and systems; computer software including but not limited to computer software used in the provision of banking and financial services; interactive voice response equipment, apparatus and systems; transmission, receiving and storage equipment, apparatus and systems; publications in electronic form supplied on-line from databases or from facilities provided via a global communication network (including web sites); publications in electronic format; CD-ROMS; discs and tapes; video and audio equipment, apparatus and systems; all associated parts, accessories and fittings in this class

Banking and financial services, including online, electronic and interactive banking and financial services; electronic payment services; issuing credit, debit, payment and smart cards; accepting and authorising financial transactions; credit, debit and smart card services; electronic funds transfer services; information, consultancy and advisory services relating to the aforesaid services