Computer software; Downloadable computer software and applications; Software for mobile devices; Computer software for accounting, financial and money management and reporting; Computer software to facilitate payments; Computer software to facilitate invoicing; Computer software for electronic message alerts, notifications and reminders; Computer software for artificial intelligence including for financial management and business affairs; The aforesaid software provided by means of a downloadable digital application for mobile devices and other web based and internet connected devices

Virtual card issuing services; Making payments on behalf of others; Receiving payments on behalf of others; Electronic payment services; Financial payment services; Money transfer services; Digital wallet payment services; Digital bank account services; Preparation of financial affairs reports; Reporting on sending and receiving payments; Financial services being the management of finances; Advisory services relating to money management; Provision of information and advice relating to financial management; Provision of information and advice relating to banking and financial services; Financial and monetary services; Payment card management services; Cashflow monitoring and financial forecasting services; Money management services; Financial account services; The aforesaid services provided online or by means of electronic application