Providing access to databases featuring payment processing and identity information relating to electronic funds transfer, credit and debit card and electronic check transactions via a global computer network

Software as a Service (SaaS) services featuring software for verifying personal identity information; Software as a Service (SaaS) services namely, providing cloud-based software for verification and authentication of online user identity; Software as a Service (SaaS) featuring non-downloadable software for use in risk analysis, identity verification, data analysis, and fraud prevention in relation to electronic funds transfers, credit and debit card payments, and electronic check transactions via a global computer network; computer services, namely, data security services in the nature of providing user authentication services for secure electronic financial transactions; design and implementation of software and technology solutions for the purposes of authentication and tracking of electronic financial transactions