Advertising, promotional and public relations services; organisation, operation, supervision of sales and of promotional incentive schemes; database management; direct marketing; none of the aforesaid services being employee recognition or employee incentive award programmes; processing of data relating to card transactions and other payment transactions; organisation, management and operation of user incentive schemes and loyalty schemes relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards

Credit card, charge card, cash card, cheque guarantee card, purchase card, payment card and debit card services; the provision of finance for credit sales; financial information services; financial transaction services