Apparatus for processing electronic payments; application software; artificial intelligence software; computer communication software to allow customers to access bank account information and transact bank business; computer operating system software; computer software; computer software for application and database integration; computer software for business purposes; computer software for database management; computer software for encryption; credit card terminals; data processing software; downloadable computer software for use as an electronic wallet; downloadable software; electronic payment terminals; secure terminals for electronic transactions; software; software for computers; terminals for electronically processing credit card payments; computer programs for commercial transactions; computer software for database management; computer databases; computer hardware; programs for computers; computer software to enable searching and retrieval of data; computer software to automate data warehousing; downloadable computer software; application development software, downloadable; computer software for accounting systems; downloadable computer software applications; computer installations for the storage of data; personal computer software applications, downloadable; accounting software; apparatus for processing electronic payments; software for facilitating secure credit card transactions; embedded operating software; computer programs for scientific data analysis; interactive computer software; computer interface software; point-of-sale terminals; downloadable computer security software; application software; downloadable applications for use with mobile devices; artificial intelligence and machine learning software; data feeders for use with artificial intelligence.

Acceptance of bill payments; accounts payable debiting services; administration of financial affairs; automated payment services; bill payment services; conducting cashless payment transactions; conducting of financial transactions; contactless payment services; credit card payment processing; debit card payment processing; electronic credit card transactions; electronic funds transfer; electronic payment services; electronic transfer of virtual currencies; e-wallet payment services; financial exchange of virtual currency; financial services; management of corporate finances; monetary transactions; money order services; money transfer services; online banking; online bill payment services; payment administration services; payment processing services; payment services provided via wireless telecommunications apparatus and devices; payment transaction card services; processing of credit card payments; processing of debit card payments; processing of electronic payments; processing of payment transactions via the internet; processing payments for the purchase of goods and services via an electronic communications network; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; accounts receivables financing; bill payment services provided through a website; online bill payment services; electronic money transfer services; electronic processing of payments; electronic credit card transaction processing; virtual wallet payment services; monetary affairs; on-line banking services; credit card verification; processing electronic payments made through prepaid cards; processing of payments for banks; clearing services for payment transactions; electronic transfer of virtual currencies.